The possibility for SSDI benefits to end for claimants due to certain life events is real and should be understood by anyone who currently collects SSDI. These possibilities include:
returning to work, incarceration, reaching full retirement age, and an improvement in the medical condition. Claims are regularly reviewed by the
SSA. If improvement is expected, a 6-18 month check-in will occur. Furthermore, if it is
possible for improvement, they will check every 3 years and if no improvement is expected, they will
check after 7 years. It is important for recipients to inform the SSA if their condition improves or if they go
back to work.
Going back to work: Enter the most common reason for SSDI termination: The beneficiary returning to
work. SSDI benefits are reserved only for people unable to engage in “substantial gainful activity” (SGA). For 2022, the monthly SGA limit is $1,350, but blind individuals can
earn up to $2,260 per month without exceeding the SGA limit.
It is crucial to be honest with the SSA about one’s health condition to ensure the right benefits are going to the right people who need them.