Here are the answers from theinsurance company MassMutual’s Social Security knowledge quiz:

If I take benefits before my full retirement age, they will be reduced for early filing. (T)

If I am receiving benefits before my full retirement age and continue to work, my benefits might be reduced based on how much I make. (T)

Once I start collecting Social Security, my benefit payments will never change. (F)

If I have a spouse, he or she can receive benefits from my record even if he or she has no individual earnings history. (T)

If I have a spouse and he or she passes away, I will receive both my full benefit and my deceased spouse’s full benefit. (F)

The money that comes out of my paycheck for Social Security goes into a specific account for me and remains there, earning interest, until I begin to receive Social Security benefits. (F)
Under current Social Security law, full retirement age is 65 no matter when you were born. (F)

As a divorced person, I might be able to collect Social Security benefits based on my ex-spouse’s earnings history. (T)

Under current law, Social Security benefits could be reduced for everyone in 2035. (T)

If I file for retirement benefits and have dependent children age 18 or younger, they also may qualify for Social Security benefits. (T)

If I delay taking Social Security benefits past the age of 70, I will continue to get delayed retirement credit increases each year I wait. (F)

I must be a U.S. citizen to collect Social Security retirement benefits. (F)