Author: MarkJPalmiere

How SSDI has changed in the last 10 Years: Implementation Challenges and Backlogs

As new rules are introduced, such as simplifying work history reporting and waiving waiting periods, the SSA is facing the challenge of implementation with existing staffing shortages. The agency has acknowledged that a lack of staff in many offices affects

By Posted in Social Security Facts

How SSDI has changed in the last 10 Years: Trust Fund Projections and Financial Impacts

Recent legal changes, such as the repeal of WEP and GPO, have a measurable impact on the solvency of the Social Security Trust Funds. For example, the SSA’s reports estimate that repealing WEP and GPO will shorten the projected solvency

By Posted in Social Security Facts

How SSDI has changed in the last 10 Years: SSA Modernization and Digitization Efforts

The SSA is actively modernizing its processes by increasing its use of electronic medical evidence and working to digitize the medical record collection process. These efforts are intended to help reduce decision times for applicants. The agency is also utilizing

By Posted in Social Security Facts

How SSDI has changed in the last 10 Years: Anti-Fraud and Identity Verification Measures

Starting on April 14, 2025, the SSA implemented stricter identity verification requirements for many of its programs, including SSDI. If applicants are unable to verify their identity online, they may be required to appear in person at an SSA office.

By Posted in Social Security Facts

How SSDI has changed in the last 10 Years: Cap & COLA Increased Taxable Earnings

The amount of annual earnings subject to Social Security payroll taxes has been increasing to keep pace with inflation and wage growth. For example, in 2025, the maximum taxable earnings limit rose to $176,100. Additionally, Cost-of-Living Adjustments (COLA) continue to

By Posted in Social Security Facts

How SSDI has changed in the last 10 Years: Overpayment Recovery and Adjustments

Beginning March 27, 2025, the SSA changed its default overpayment withholding rate for certain overpayments, including SSDI, to 100%. This means the agency can withhold an entire monthly benefit check until the overpayment is repaid. However, beneficiaries have a 90-day

By Posted in Social Security Facts

How SSDI has changed in the last 10 Years: Repeal of WEP and GPO

The Social Security Fairness Act, signed into law on January 5, 2025, repealed the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO). Although WEP and GPO primarily affect retirement and spousal/survivor benefits, this change is also relevant to

By Posted in Social Security Facts

How SSDI has changed in the last 10 Years: Substantial Gainful Activity (SGA) Rulings

In May 2025, the SSA rescinded several Social Security Rulings (SSRs) related to SGA (Substantial Gainful Activity), work, and earnings. The rescinded rulings previously provided guidance on how to determine SGA for employees versus the self-employed, averaging earnings, unsuccessful work

By Posted in Social Security Facts

How SSDI has changed in the last 10 Years: The “Past Relevant Work” Period

The Social Security Administration (SSA) has shortened the period it reviews for a claimant’s “past relevant work.” As of June 22, 2024, the SSA now only considers the most recent five years of work history, a significant reduction from the

By Posted in Social Security Facts

How SSDI has changed in the last 10 Years: Waiting Period for ALS Eliminated

The five-month waiting period for Social Security Disability Insurance (SSDI) benefits for individuals with Amyotrophic Lateral Sclerosis (ALS) has been eliminated. This change, enacted by the ALS Disability Insurance Access Act of 2019, applies to those approved on or after

By Posted in Social Security Facts