Beware of Social Security Phone Scams (Part 1)

Many people have been targeted by a Social Security scam in the past three months. In fact, the surge in Social Security is unlike anything the SSA has ever seen before. Therefore, it is important to be informed and educated

Beware of Social Security Phone Scams (Part 2)

Part 1 of our Social Security phone scam series outlined red flags to look for if you get a call from someone depending to be from the Social Security Administration. Social Security might email you or text you about programs

Breaking Down The Full Retirement Age Of Social Security

Breaking Down Retirement Age For Social Security

Your monthly Social Security benefit is calculated based on your average monthly wage (adjusted for inflation) over your 35 highest-paid years of earnings. But you’re not entitled to that benefit in full until you reach full retirement age, or FRA.

EOY Assessment Of Social Security’s Budget And Financial Situation (Part 1)

According to a recent report (2020 Trustees Report) actuaries examined the impact of the pandemic and recession on Social Security using most recent data. As for the impact, “significant” is the best word to describe it. The report shows that:

EOY Assessment Of Social Security’s Budget And Financial Situation (Part 2)

Figure 1 shows Social Security’s income and cost rates over the next 75 years as reported in the 2020 Trustees Report. The average income rate did not change at all and the cost rate rose a tiny bit, leading to

How Your Savings Balance Affects Your Social Security

The less personal savings you have going into retirement, the more reliant you’re apt to be on Social Security. Now there’s no single savings figure that guarantees you’ll be financially secure throughout your senior years, but as a general rule,

The Office of Hearings Operations (OHO)

A Social Security application may end up in the Office of Hearings Operations (OHO). It is important to know about the OHO as your Social Security benefits may be decided by this department. The OHO employs Administrative Law Judges (ALJ)

You May Receive A Negative Hearing Decision. Be Ready With A Qualified Social Security Attorney.

Important records needed for social security appeal

If you disagree with the hearing decision, you may ask for a review by the Social Security Appeals Council. The Appeals Council looks at all requests for review, but it may deny a request if it believes the hearing decision

What is an ALJ?

Anyone involved in the Social Security Administration process of appeals and final decisions concerning American’s social security benefits knows what an administrative law judge (ALJ) does. The ALJ is the one that administers hearings to resolve a dispute between a

Applying for Social Security Disability Benefits During a Global Pandemic

If you are unsure about whether or not you are even eligible for Social Security disability benefits then it is a good idea to seek legal representation for counseling. After answering a few questions the picture should become much clearer