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Many people have been targeted by a Social Security scam in the past three months. In fact, the surge in Social Security is unlike anything the SSA has ever seen before. Therefore, it is important to be informed and educated…

Part 1 of our Social Security phone scam series outlined red flags to look for if you get a call from someone depending to be from the Social Security Administration. Social Security might email you or text you about programs…

According to a recent report (2020 Trustees Report) actuaries examined the impact of the pandemic and recession on Social Security using most recent data. As for the impact, “significant” is the best word to describe it. The report shows that:…

Figure 1 shows Social Security’s income and cost rates over the next 75 years as reported in the 2020 Trustees Report. The average income rate did not change at all and the cost rate rose a tiny bit, leading to…

The less personal savings you have going into retirement, the more reliant you’re apt to be on Social Security. Now there’s no single savings figure that guarantees you’ll be financially secure throughout your senior years, but as a general rule,…

A Social Security application may end up in the Office of Hearings Operations (OHO). It is important to know about the OHO as your Social Security benefits may be decided by this department. The OHO employs Administrative Law Judges (ALJ)…

Anyone involved in the Social Security Administration process of appeals and final decisions concerning American’s social security benefits knows what an administrative law judge (ALJ) does. The ALJ is the one that administers hearings to resolve a dispute between a…