Disabilities vary and it is possible to collect SSDI while retaining some level of work.
In 2025, it’s still possible for SSDI beneficiaries to work while collecting their benefits, but there are
certain earnings limits that could affect how much they receive. For individuals who are not reaching their
full retirement age in 2025, the earnings limit will be $23,400. If you earn more than this, a portion of your
benefits will be withheld. However, once you reach full retirement age, these withheld benefits will be
recalculated and reinstated.
For those reaching full retirement age in 2025, the earnings limit increases to $62,160. This means that if
you are working while receiving benefits, you can earn up to this amount without any reduction in your
Social Security payments.
Once again, it’s important to remember that these withheld funds are not permanently lost; they are added back into your benefits once you reach full retirement age, ensuring that you do not permanently lose out on your Social Security income.