To qualify for SSDI benefits, individuals must have earned enough work credits through paid employment in jobs covered by Social Security. The number of work credits required to qualify for SSDI depends on the age at which you became disabled. For example, younger workers may need fewer credits than older workers. It’s important to monitor your work credit accumulation, as it plays a key role in whether you qualify for benefits and the amount of those benefits.

Tracking your work credits is essential because it determines whether you qualify for SSDI and how much you will receive.