The likelihood of qualifying for SSDI rises significantly with age. For instance, individuals are more than
twice as likely to receive SSDI benefits at age 50 compared to age 40, and more than twice as likely at
age 60 compared to age 50. This increase reflects the growing prevalence of disabling health conditions
as people age. The risk of disability becomes more pronounced due to several age-related factors,
including the onset of illnesses such as stroke or dementia, and degenerative diseases like multiple
sclerosis or ALS that worsen over time.
Moreover, aging bodies are more susceptible to physical breakdown, especially in individuals who have
worked in physically demanding jobs. This can lead to debilitating musculoskeletal conditions or severe
injuries that impact their ability to work. As a result, the need for SSDI becomes more critical with
advancing age. The program not only provides financial assistance but also acts as a crucial support
system for those facing significant health challenges later in life.