Disability can have profound economic consequences, affecting individuals’ earnings, total family income,
and their ability to spend on essential needs like food and housing. When a person becomes disabled,
their earning capacity often diminishes, leading to a significant reduction in financial resources. This
decline in income can drastically impact a family’s financial stability and overall quality of life.

The economic impact of disability is not confined to the individual alone but extends to their family, which
may also face increased financial strain. As such, SSDI plays an essential role in mitigating these
adverse effects by providing a safety net for disabled workers. It ensures that individuals facing severe
health challenges have some level of financial support to help them cope with the loss of income and
manage their daily expenses.